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The information contained on this website is for general information only. The information is provided by the Insurance Council of New Zealand (ICNZ) and while we endeavour to keep the information up to date and correct, ICNZ makes no representations or warranties of any kind, express or implied, about completeness, accuracy, reliability, suitability or availability with respect to the website, or the information or products contained on the website for any purpose. Information on the website should not be regarded as personal or professional advice, and ICNZ accepts no responsibility for any consequences arising if visitors rely on the information contained on this website. 

ICNZ takes no responsibility for any content on third-party websites which is accessed via the ICNZ website. Visitors access them at their own risk. 

ICNZ’s website is under constant review, and the content may change without notice.


The protection of your privacy is important to us, and we are committed to acting in accordance with the Privacy Act 1993.

ICNZ collects

  • personally identifiable information — this is provided by you when you register for services that we offer, such as email newsletters or when you contact us with a query.
  • aggregated data — this information is generated by our systems as they track traffic through our sites. This information does not identify you personally and is not linked to the personally identifiable information that you may have provided. We use this information to monitor usage of and improve the ICNZ website.

ICNZ will not intentionally disclose any personal information about you (such as your name, address, telephone number or email address) to any third party unless we have your permission.


Browser or ‘web’ cookies are small text files that are sent by a website and stored on your computer’s hard drive to collect information about how you browse the internet. Cookies are used to measure how you use a website so the site can be updated and improved based on its users’ needs. A cookie does not provide us with any personally identifiable information. You can manually disable cookies at any time and will still be able to use our website.

Copyright and trademark

All information on this website is owned by the Insurance Council of New Zealand. You are free to copy, distribute and adapt the work as long as you attribute the work to ICNZ.

The Fair Insurance Code logo is a registered trade mark of the Insurance Council of New Zealand. No rights to use are granted without express permission from ICNZ.