New Zealand has experienced more than 150 severe weather events and natural disasters since ICNZ began keeping records in 1968.
Cost of natural disasters
Natural hazards cost New Zealanders millions of dollars. Fortunately, New Zealand property is extremely well insured compared to other countries, which means the insurance industry bears most of the costs when disaster strikes.
The table below lists natural disasters which have occurred in New Zealand since 1968, and the cost to the insurance industry in paying claims for damage resulting from those events.
CPI is calculated as at 30 June 2017.
*Numbers marked with an asterisk are provisional.
and
| Year | Event | Day | Month | Categories | Cost ($m) | Inflation adjusted cost ($m) | More info |
|---|---|---|---|---|---|---|---|
| 2020 | Southland Flooding | 03 - 08 | February | 19.68* | |||
| 2019 | Nationwide Storm & Southern Lakes Floods | 03 - 12 | December | 15.29 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,283</td> <td>5,672,744</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>504</td> <td>8,274,553</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>3,121</td> </tr> <tr> <td><strong>Motor</strong></td> <td>162</td> <td>726,793</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>20</td> <td>617,247</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,982</strong></td> <td><strong>15,294,458</strong></td> </tr> </tbody> </table>
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| 2019 | Timaru Hail Storm | 20 | November | 130.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>5,058</td> <td>34,254,108</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>902</td> <td>15,980,188</td> </tr> <tr> <td><strong>Marine</strong></td> <td>103</td> <td>66,689</td> </tr> <tr> <td><strong>Motor</strong></td> <td>11,615</td> <td>78,489,547</td> </tr> <tr> <td><strong>Crops</strong></td> <td>13</td> <td>516,944</td> </tr> <tr> <td><strong>Other</strong></td> <td>95</td> <td>1,443,160</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>17,786</strong></td> <td><strong>130,750,636</strong></td> </tr> </tbody> </table>
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| 2019 | Christchurch Tornado | 18 | November | 4.04 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>569</td> <td>2,048,665</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>68</td> <td>663,802</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>246</td> <td>1,323,016</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>5,594</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>884</strong></td> <td><strong>4,041,077</strong></td> </tr> </tbody> </table>
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| 2019 | Taranaki and Auckland Storms | 10 - 13 | August | 7.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>518</td> <td>2,926,825</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>105</td> <td>1,680,146</td> </tr> <tr> <td><strong>Marine</strong></td> <td>99</td> <td>2,291,807</td> </tr> <tr> <td><strong>Motor</strong></td> <td>55</td> <td>566,258</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>439,497</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>795</strong></td> <td><strong>7,904,533</strong></td> </tr> </tbody> </table>
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| 2019 | West Coast Wind and Flooding | 26 - 27 | March | 4.09 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>67</td> <td>398,776</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>177</td> <td>3,589,878</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>39</td> </tr> <tr> <td><strong>Motor</strong></td> <td>10</td> <td>106,172</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>8</td> <td>771</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>263</strong></td> <td><strong>4,095,636</strong></td> </tr> </tbody> </table>
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| 2019 | Tasman District fires | 05 - 23 | February | 3.98 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>74</td> <td>3,600,119</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>28</td> <td>378,311</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>2,800</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>104</strong></td> <td><strong>3,981,230</strong></td> </tr> </tbody> </table>
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| 2018 | New Plymouth-Whakatāne tornadoes | 20 | August | 2.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>142</td> <td>1,537,109</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>6</td> <td>1,328,702</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>19</td> <td>59,533</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>11,175</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>168</strong></td> <td><strong>2,936,519</strong></td> </tr> </tbody> </table>
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| 2018 | Northland-Bay of Plenty flooding | 14 - 15 | July | 3.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>432</td> <td>1,819,194</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>94</td> <td>1,474,157</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>27,478</td> </tr> <tr> <td><strong>Motor</strong></td> <td>48</td> <td>266,558</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>15</td> <td>111,961</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>594</strong></td> <td><strong>3,699,348</strong></td> </tr> </tbody> </table>
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| 2018 | Gisborne-Hawke's Bay flooding | 11 - 12 | June | 4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>580</td> <td>1,679,926</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>224</td> <td>1,704,562</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>51</td> <td>240,736</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>19</td> <td>336,812</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>874</td> <td>3,962,036</td> </tr> </tbody> </table>
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| 2018 | Upper North Island-Hawke's Bay flooding | 03 - 04 | June | 4.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>875</td> <td>2,566,412</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>131</td> <td>1,145,056</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>781</td> </tr> <tr> <td><strong>Motor</strong></td> <td>84</td> <td>461,392</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>21</td> <td>128,923</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,114</strong></td> <td><strong>4,302,564</strong></td> </tr> </tbody> </table>
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| 2018 | Nationwide severe weather including flooding in Rotorua | 27 - 29 | April | 21.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,242</td> <td>14,868,215</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>266</td> <td>5,358,482</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>25,079</td> </tr> <tr> <td><strong>Motor</strong></td> <td>119</td> <td>799,232</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>20</td> <td>228,748</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,651</strong></td> <td><strong>21,279,756</strong></td> </tr> </tbody> </table>
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| 2018 | Severe weather including tornadoes | 10 - 11 | April | 74.4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>12,503</td> <td>46,203,001</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>2,263</td> <td>24,305,831</td> </tr> <tr> <td><strong>Marine</strong></td> <td>52</td> <td>512,819</td> </tr> <tr> <td><strong>Motor</strong></td> <td>755</td> <td>2,533,651</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>151</td> <td>810,040</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>15,724</strong></td> <td><strong>74,365,342</strong></td> </tr> </tbody> </table>
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| 2018 | Ex-Tropical Cyclone Gita | 20 | February | 35.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,595</td> <td>14,557,343</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,780</td> <td>18,858,203</td> </tr> <tr> <td><strong>Marine</strong></td> <td>7</td> <td>58,630</td> </tr> <tr> <td><strong>Motor</strong></td> <td>257</td> <td>1,161,088</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>55</td> <td>935,232</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,694</strong></td> <td><strong>35,570,496</strong></td> </tr> </tbody> </table>
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| 2018 | Cyclone Fehi | 01 | February | 45.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,509</td> <td>25,392,228</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>714</td> <td>15,832,060</td> </tr> <tr> <td><strong>Marine</strong></td> <td>14</td> <td>942,674</td> </tr> <tr> <td><strong>Motor</strong></td> <td>441</td> <td>2,944,221</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>72</td> <td>814,455</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,750</strong></td> <td><strong>45,925,638</strong></td> </tr> </tbody> </table>
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| 2018 | Nationwide severe weather | 04 - 07 | January | 34.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>3,086</td> <td>19,120,299</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>685</td> <td>11,714,690</td> </tr> <tr> <td><strong>Marine</strong></td> <td>89</td> <td>793,471</td> </tr> <tr> <td><strong>Motor</strong></td> <td>346</td> <td>1,919,037</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>62</td> <td>620,476</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,268</strong></td> <td><strong>34,167,973</strong></td> </tr> </tbody> </table>
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| 2017 | South Island flooding | 20 - 22 | July | 31.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,436</td> <td>18,136,462</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>583</td> <td>9,179,822</td> </tr> <tr> <td><strong>Marine</strong></td> <td>9</td> <td>40,549</td> </tr> <tr> <td><strong>Motor</strong></td> <td>269</td> <td>1,693,852</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>48</td> <td>2,136,130</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,345</strong></td> <td><strong>31,186,815</strong></td> </tr> </tbody> </table>
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| 2017 | Nationwide snow/wind/rain | 12 - 14 | July | 12.5 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,491</td> <td>4,677,750</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>493</td> <td>6,763,403</td> </tr> <tr> <td><strong>Marine</strong></td> <td>10</td> <td>134,537</td> </tr> <tr> <td><strong>Motor</strong></td> <td>146</td> <td>648,549</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>27</td> <td>291,319</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,167</strong></td> <td><strong>12,515,558</strong></td> </tr> </tbody> </table>
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| 2017 | Cyclone Cook remnants | 13 - 16 | April | 17.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,772</td> <td>9,477,622</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>709</td> <td>6,520,325</td> </tr> <tr> <td><strong>Marine</strong></td> <td>13</td> <td>57,375</td> </tr> <tr> <td><strong>Motor</strong></td> <td>204</td> <td>859,233</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>298,656</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,716</strong></td> <td><strong>17,213,211</strong></td> </tr> </tbody> </table>
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| 2017 | Cyclone Debbie remnants | 03 - 07 | April | 91.46 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>4,303</td> <td>69,877,114</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>637</td> <td>15,933,501</td> </tr> <tr> <td><strong>Marine</strong></td> <td>22</td> <td>270,469</td> </tr> <tr> <td><strong>Motor</strong></td> <td>449</td> <td>4,287,813</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>59</td> <td>1,098,565</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>5,470</strong></td> <td><strong>91,467,462</strong></td> </tr> </tbody> </table>
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| 2017 | Upper North Island flooding | 07 - 12 | March | 61.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>6,449</td> <td>37,025,186</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>896</td> <td>20,894,587</td> </tr> <tr> <td><strong>Marine</strong></td> <td>14</td> <td>108,438</td> </tr> <tr> <td><strong>Motor</strong></td> <td>354</td> <td>3,117,170</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>61</td> <td>531,925</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>7,774</strong></td> <td><strong>61,677,306</strong></td> </tr> </tbody> </table>
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| 2017 | Port Hills fires | 13 - 17 | February | 18.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>138</td> <td>10,312,480</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>38</td> <td>7,282,766</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>16,247</td> </tr> <tr> <td><strong>Motor</strong></td> <td>18</td> <td>161,083</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>551,800</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>197</td> <td><strong>18,324,376</strong></td> </tr> </tbody> </table>
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| 2017 | Dunedin flooding | 13 | February | 1.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>202</td> <td>600,506</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>127</td> <td>1,113,941</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>8</td> <td>17,612</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>337</strong></td> <td><strong>1,732,059</strong></td> </tr> </tbody> </table>
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| 2017 | Nationwide severe weather | 18 - 23 | January | 8.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,873</td> <td>4,056,647</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>434</td> <td>3,457,417</td> </tr> <tr> <td><strong>Marine</strong></td> <td>16</td> <td>241,523</td> </tr> <tr> <td><strong>Motor</strong></td> <td>210</td> <td>709,607</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>26</td> <td>112,459</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,559</strong></td> <td><strong>8,577,653</strong></td> </tr> </tbody> </table>
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| 2016 | Lower North Island Flooding and Wind | 14 - 17 | November | 9.1 | 9.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>896</td> <td>4,342,096</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>358</td> <td>3,898,903</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>133</td> <td>867,636</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>19,000</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1389</td> <td><strong>9,127,635</strong></td> </tr> </tbody> </table>
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|
| 2016 | Kaikōura earthquake | 14 | November | 2270 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>39,835</td> <td>732,063,462</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>4311</td> <td>1,519,021,898</td> </tr> <tr> <td><strong>Marine</strong></td> <td>134</td> <td>9,051,746</td> </tr> <tr> <td><strong>Motor</strong></td> <td>655</td> <td>1,861,110</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>80</td> <td>7,764,113</td> </tr> </tbody> </table>
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||
| 2016 | Flooding - Auckland to Waikato and Hailstorm Hawke's Bay | 02 - 03 | October | 0.6 | 0.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>124</td> <td>467,922</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>17</td> <td>37,099</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>6</td> <td>38,272</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>8,201</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>150</strong></td> <td><strong>551,494</strong></td> </tr> </tbody> </table>
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|
| 2016 | Heavy Rain and Flooding - Coromandel, Bay of Plenty, Gisborne and Hawke's Bay | 25 - 30 | September | 1.2 | 1.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>243</td> <td>887,137</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>18</td> <td>191,096</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>7</td> <td>15,434</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>7</td> <td>72,948</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>275</strong></td> <td><strong>1,166,615</strong></td> </tr> </tbody> </table>
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|
| 2016 | Nationwide Storm | 07 - 09 | September | 3.8 | 3.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>778</td> <td>1,665,212</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>158</td> <td>1,307,959</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>541,684</td> </tr> <tr> <td><strong>Motor</strong></td> <td>91</td> <td>222,851</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>65,546</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>150</strong></td> <td><strong>3,803,252</strong></td> </tr> </tbody> </table>
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| 2016 | Flooding and Gales - Auckland | 29 | June | 2.4 | 2.4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>281</td> <td>1,370,886</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>66</td> <td>954,726</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>19</td> <td>161,676</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>366</strong></td> <td><strong>2,487,288</strong></td> </tr> </tbody> </table>
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| 2016 | Flooding- Lower North Island | 05 | May | 3.9 | 4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>358</td> <td>2,831,394</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>75</td> <td>700,156</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>63</td> <td>372,663</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>496</strong></td> <td><strong>3,904,213</strong></td> </tr> </tbody> </table>
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| 2016 | Flood - Coromandel and Auckland | 17 | April | 0.6 | 0.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>70</td> <td>451,434</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>3</td> <td>56,387</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>15</td> <td>73,456</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>9,529</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>90</strong></td> <td><strong>590,806</strong></td> </tr> </tbody> </table>
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| 2016 | Flooding and Wind - North and South Islands | 23 - 24 | March | 30.2 | 30.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>687</td> <td>2,202,939</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>177</td> <td>27,535,320</td> </tr> <tr> <td><strong>Marine</strong></td> <td>10</td> <td>58,282</td> </tr> <tr> <td><strong>Motor</strong></td> <td>77</td> <td>316,205</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>10</td> <td>92,775</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>961</strong></td> <td><strong>30,205,521</strong></td> </tr> </tbody> </table>
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| 2015 | Flood - Gisborne | 21 | September | 0.8 | 0.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>93</td> <td>561,682</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>17</td> <td>183,071</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>12</td> <td>68,352</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>122</strong></td> <td><strong>813,105</strong></td> </tr> </tbody> </table>
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| 2015 | Flooding and Storm - Upper North Island | 18 - 19 | July | 6.2 | 6.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>846</td> <td>3,416,297</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>199</td> <td>2,214,231</td> </tr> <tr> <td><strong>Marine</strong></td> <td>11</td> <td>105,222</td> </tr> <tr> <td><strong>Motor</strong></td> <td>67</td> <td>232,842</td> </tr> <tr> <td><strong>Crops</strong></td> <td>3</td> <td>7,974</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>172,689</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1128</strong></td> <td><strong>6,149,255</strong></td> </tr> </tbody> </table>
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| 2015 | Flooding and Storm South Island West Coast | 19 - 22 | June | 8.4 | 8.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>245</td> <td>2,131,917</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>179</td> <td>6,010,588</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>2,500</td> </tr> <tr> <td><strong>Motor</strong></td> <td>49</td> <td>226,344</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>15,157</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>478</strong></td> <td><strong>8,386,506</strong></td> </tr> </tbody> </table>
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| 2015 | Flooding and Storm Lower North Island including Whanganui | 18 - 21 | June | 41.5 | 42.4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,766</td> <td>25,305,527</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>657</td> <td>14,407,412</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>302,173</td> </tr> <tr> <td><strong>Motor</strong></td> <td>197</td> <td>972,245</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>21</td> <td>554,461</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,644</strong></td> <td><strong>41,541,818</strong></td> </tr> </tbody> </table>
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| 2015 | Flood and Storm - North and South Islands excluding Otago | 02 - 05 | June | 3 | 3.1 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>252</td> <td>1,377,565</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>52</td> <td>1,404,755</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>12,320</td> </tr> <tr> <td><strong>Motor</strong></td> <td>21</td> <td>74,875</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>160,043</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>344</strong></td> <td><strong>3,029,558</strong></td> </tr> </tbody> </table>
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| 2015 | Flooding and Storm - Otago | 02 - 04 | June | 28.2 | 28.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,946</td> <td>18,669,888</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>274</td> <td>8,741,330</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>182</td> <td>761,488</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>23,816</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,405</strong></td> <td><strong>28,196,522</strong></td> </tr> </tbody> </table>
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| 2015 | Extreme Weather Lower North Island | 13 - 15 | May | 21.9 | 22.4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1412</td> <td>7,765,123</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>346</td> <td>12,524,761</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>275</td> <td>1,629,426</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>6</td> <td>26,809</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,039</strong></td> <td><strong>21,946,119</strong></td> </tr> </tbody> </table>
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| 2015 | Bay of Plenty Tornado | 14 | May | 2.8 | 2.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>129</td> <td>870,122</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>47</td> <td>1,984,871</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>16</td> <td>30,696</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>958</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>194</strong></td> <td><strong>2,886,647</strong></td> </tr> </tbody> </table>
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| 2015 | Cyclone Pam | 15 - 18 | March | 2.2 | 2.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>256</td> <td>527,137</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>79</td> <td>1,376,289</td> </tr> <tr> <td><strong>Marine</strong></td> <td>8</td> <td>87,222</td> </tr> <tr> <td><strong>Motor</strong></td> <td>22</td> <td>87,104</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>95,069</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>376</strong></td> <td><strong>2,172,821</strong></td> </tr> </tbody> </table>
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| 2015 | Flooding and Storm North and South Islands | 06 - 07 | March | 1.3 | 1.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>275</td> <td>521,813</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>74</td> <td>653,405</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>2,149</td> </tr> <tr> <td><strong>Motor</strong></td> <td>29</td> <td>71,340</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>4,133</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>383</strong></td> <td><strong>1,252,840</strong></td> </tr> </tbody> </table>
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| 2014 | Hailstorm - North and South Islands | 04 | November | 4.9 | 5 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>97</td> <td>149,518</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>92</td> <td>891,920</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>14</td> <td>50,382</td> </tr> <tr> <td><strong>Crops</strong></td> <td>7</td> <td>3,778,957</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>11,907</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>214</strong></td> <td><strong>4,882,684</strong></td> </tr> </tbody> </table>
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| 2014 | Auckland Power Outage | 05 | October | 2.6 | 2.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>247</td> <td>226,480</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>319</td> <td>2,337,560</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>184</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1</td> <td>693</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>16</td> <td>83,454</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>584</strong></td> <td><strong>2,648,371</strong></td> </tr> </tbody> </table>
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| 2014 | Northland - Coromandel Storms | 08 - 10 | July | 18.8 | 19.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>3,136</td> <td>9,732,660</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>775</td> <td>6,600,061</td> </tr> <tr> <td><strong>Marine</strong></td> <td>54</td> <td>1,479,457</td> </tr> <tr> <td><strong>Motor</strong></td> <td>201</td> <td>768,752</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>51</td> <td>241,415</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,217</strong></td> <td><strong>18,822,345</strong></td> </tr> </tbody> </table>
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| 2014 | Severe Weather North and South Islands | 09 - 11 | June | 37.6 | 38.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>7,142</td> <td>22,709,346</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,003</td> <td>11,720,840</td> </tr> <tr> <td><strong>Marine</strong></td> <td>125</td> <td>835,512</td> </tr> <tr> <td><strong>Motor</strong></td> <td>492</td> <td>1,419,913</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>79</td> <td>975,734</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>8,841</strong></td> <td><strong>37,661,345</strong></td> </tr> </tbody> </table>
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|
| 2014 | Nelson-Tasman Floods | 25 | June | 2.7 | 2.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>455</td> <td>1,851,350</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>56</td> <td>733,009</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>27,280</td> </tr> <tr> <td><strong>Motor</strong></td> <td>28</td> <td>67,701</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>7</td> <td>18,064</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>550</strong></td> <td><strong>2,697,404</strong></td> </tr> </tbody> </table>
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|
| 2014 | Easter Weekend Storm and Floods | 17 | April | 55.3 | 56.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>7,189</td> <td>29,365,257</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,923</td> <td>21,359,644</td> </tr> <tr> <td><strong>Marine</strong></td> <td>56</td> <td>376,772</td> </tr> <tr> <td><strong>Motor</strong></td> <td>731</td> <td>3,099,310</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>37</td> <td>1,115,369</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>9,936</strong></td> <td><strong>55,316,352</strong></td> </tr> </tbody> </table>
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|
| 2014 | Cyclone Lusi | 15 - 16 | March | 3.6 | 3.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,065</td> <td>1,793,481</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>216</td> <td>1,295,513</td> </tr> <tr> <td><strong>Marine</strong></td> <td>23</td> <td>153,389</td> </tr> <tr> <td><strong>Motor</strong></td> <td>114</td> <td>215,821</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>10</td> <td>133,517</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,428</strong></td> <td><strong>3,591,721</strong></td> </tr> </tbody> </table>
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|
| 2014 | Canterbury and Lower North Island storm | 04 - 05 | March | 22.5 | 23.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>3,375</td> <td>15,683,892</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>320</td> <td>3,329,054</td> </tr> <tr> <td><strong>Marine</strong></td> <td>19</td> <td>361,670</td> </tr> <tr> <td><strong>Motor</strong></td> <td>470</td> <td>2,564,910</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>560,209</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,195</strong></td> <td><strong>22,499,735</strong></td> </tr> </tbody> </table>
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|
| 2014 | Canterbury storm | 23 | February | 4.8 | 4.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>593</td> <td>1,272,107</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>105</td> <td>1,277,437</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>3,630</td> </tr> <tr> <td><strong>Motor</strong></td> <td>636</td> <td>2,235,540</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>19,044</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,337</strong></td> <td><strong>4,807,758</strong></td> </tr> </tbody> </table>
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|
| 2013 | Cook Strait earthquake | 21 | July | 14.9 | 15.5 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>346</td> <td>1,992,825</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>180</td> <td>12,816,714</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>4,139</td> </tr> <tr> <td><strong>Motor</strong></td> <td>17</td> <td>32,219</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>8</td> <td>55,911</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>552</strong></td> <td><strong>14,901,808</strong></td> </tr> </tbody> </table>
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| 2013 | Nationwide storm | 14 - 16 | October | 12.4 | 12.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,222</td> <td>4,548,424</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>739</td> <td>5,922,256</td> </tr> <tr> <td><strong>Marine</strong></td> <td>9</td> <td>42,762</td> </tr> <tr> <td><strong>Motor</strong></td> <td>286</td> <td>1,401,764</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>104</td> <td>449,030</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,360</strong></td> <td><strong>12,364,236</strong></td> </tr> </tbody> </table>
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|
| 2013 | Nationwide storm | 11 - 12 | September | 74.5 | 77.1 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>7,378</td> <td>17,960,961</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>3,266</td> <td>45,049,803</td> </tr> <tr> <td><strong>Marine</strong></td> <td>20</td> <td>183,631</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1,122</td> <td>9,538,058</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>287</td> <td>1,767,812</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>12,073</strong></td> <td><strong>74,500,265</strong></td> </tr> </tbody> </table>
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| 2013 | Cook Strait earthquake | 16 | August | 16.2 | 16.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>241</td> <td>5,164,746</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>121</td> <td>10,976,030</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>14</td> <td>13,754</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>52,960</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>380</strong></td> <td><strong>16,207,490</strong></td> </tr> </tbody> </table>
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| 2013 | Nationwide storms | 20 - 22 | June | 39.3 | 41 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>8,432</td> <td>24,549,591</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>687</td> <td>11,102,824</td> </tr> <tr> <td><strong>Marine</strong></td> <td>42</td> <td>241,985</td> </tr> <tr> <td><strong>Motor</strong></td> <td>478</td> <td>1,310,914</td> </tr> <tr> <td><strong>Crops</strong></td> <td>43</td> <td>375, 041</td> </tr> <tr> <td><strong>Other</strong></td> <td>308</td> <td>1,784,218</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>9,990</strong></td> <td><strong>39,364,573</strong></td> </tr> </tbody> </table>
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| 2013 | North Island Floods | 04 - 07 | May | 2.9 | 3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>898</td> <td>1,711,188</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>101</td> <td>865,309</td> </tr> <tr> <td><strong>Marine</strong></td> <td>2</td> <td>27,913</td> </tr> <tr> <td><strong>Motor</strong></td> <td>60</td> <td>243,034</td> </tr> <tr> <td><strong>Crops</strong></td> <td>2</td> <td>4, 114</td> </tr> <tr> <td><strong>Other</strong></td> <td>6</td> <td>11,886</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,069</strong></td> <td><strong>2,863,444</strong></td> </tr> </tbody> </table>
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| 2013 | Nelson/Bay of Plenty storm and floods | 19 - 22 | April | 46.2 | 48.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>3,606</td> <td>24,186,322</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>590</td> <td>19,191,118</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>56,221</td> </tr> <tr> <td><strong>Motor</strong></td> <td>304</td> <td>2,529,885</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>19</td> <td>211,373</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,523</strong></td> <td><strong>46,174,919</strong></td> </tr> </tbody> </table>
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| 2012 | Auckland Tornado | 06 | December | 8.7 | 9.1 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,207</td> <td>6,131,092</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>203</td> <td>1,895,366</td> </tr> <tr> <td><strong>Marine</strong></td> <td>11</td> <td>34,788</td> </tr> <tr> <td><strong>Motor</strong></td> <td>94</td> <td>410,409</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>26</td> <td>138,192</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,541</strong></td> <td><strong>8,609,847</strong></td> </tr> </tbody> </table>
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| 2011 | Nelson Floods | 15 - 16 | December | 16.8 | 17.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,186</td> <td>12,970,473</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>102</td> <td>3,212,860</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>301,026</td> </tr> <tr> <td><strong>Motor</strong></td> <td>37</td> <td>172,324</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>30</td> <td>220,058</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,358</td> <td><strong>16,876,741</strong></td> </tr> </tbody> </table>
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| 2011 | Taranaki tornados | 19 | June | 1.6 | 1.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>98</td> <td>774,270</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>45</td> <td>759,439</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>11</td> <td>42,107</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>17,777</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>155</td> <td><strong>1,593,593</strong></td> </tr> </tbody> </table>
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| 2011 | Auckland tornado | 03 | May | 6 | 6.4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>386</td> <td>1,720,612</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>93</td> <td>3,700,677</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>17,287</td> </tr> <tr> <td><strong>Motor</strong></td> <td>122</td> <td>528,784</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>606</td> <td><strong>5,967,360</strong></td> </tr> </tbody> </table>
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| 2011 | Flooding, Hawkes Bay | 26 - 27 | April | 6.4 | 6.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,098</td> <td>4,482,396</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>110</td> <td>1,423,629</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>63,339</td> </tr> <tr> <td><strong>Motor</strong></td> <td>124</td> <td>392,467</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>73,509</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,355</td> <td><strong>6,435,340</strong></td> </tr> </tbody> </table>
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| 2011 | Storm/FloodingBay of Plenty to Northland | 29 | January | 19.8 | 21.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,567</td> <td>11,277,205</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>387</td> <td>6,071,474</td> </tr> <tr> <td><strong>Marine</strong></td> <td>26</td> <td>380,318</td> </tr> <tr> <td><strong>Motor</strong></td> <td>298</td> <td>2,073,577</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>10</td> <td>18,677</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>3,288</td> <td><strong>19,821,251</strong></td> </tr> </tbody> </table>
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| 2011 | Flooding Mid-Upper North Island | 23 | January | 6.9 | 7.4 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,710</td> <td>4,066,931</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>183</td> <td>2,039,913</td> </tr> <tr> <td><strong>Marine</strong></td> <td>20</td> <td>335,459</td> </tr> <tr> <td><strong>Motor</strong></td> <td>82</td> <td>460,637</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>5</td> <td>4,680</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>2,000</td> <td><strong>6,907,620</strong></td> </tr> </tbody> </table>
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| 2011 | Canterbury earthquakes 2010-2011 - accumlated (insurers only) | 01 | February | 22,883* | |||
| 2010 | Gisborne Flooding | 13 | October | 0.3 | 0.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>36</td> <td>167,011</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>3</td> <td>27,986</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>39</td> <td><strong>194,997</strong></td> </tr> </tbody> </table>
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| 2010 | Southland Storm | 28 | November | 49.3 | 54.5 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>5,111</td> <td>8,456,571</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>883</td> <td>39,724,911</td> </tr> <tr> <td><strong>Marine</strong></td> <td>29</td> <td>183,934</td> </tr> <tr> <td><strong>Motor</strong></td> <td>284</td> <td>814,010</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>35</td> <td>138,682</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>6,342</td> <td><strong>49,318,108</strong></td> </tr> </tbody> </table>
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| 2010 | Flooding - Northland/Coromandel/Eastern BOP | 01 | June | 12.5 | 14 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,300</td> <td>9,097,157</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>151</td> <td>2,800,053</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>1,174</td> </tr> <tr> <td><strong>Motor</strong></td> <td>137</td> <td>696,354</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>1,175</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,592</td> <td><strong>12,595,913</strong></td> </tr> </tbody> </table>
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| 2010 | Flooding North & South Islands | 24 - 27 | May | 5.5 | 6.1 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>2,362</td> <td>4,106,857</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>209</td> <td>903,228</td> </tr> <tr> <td><strong>Marine</strong></td> <td>7</td> <td>135,393</td> </tr> <tr> <td><strong>Motor</strong></td> <td>96</td> <td>285,113</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>6</td> <td>25,339</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>2,680</td> <td><strong>5,455,930</strong></td> </tr> </tbody> </table>
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| 2010 | Wellington Thunderstorm | 12 | March | 1.2 | 1.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>641</td> <td>798,155</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>57</td> <td>304,419</td> </tr> <tr> <td><strong>Marine</strong></td> <td>6</td> <td>20,562</td> </tr> <tr> <td><strong>Motor</strong></td> <td>56</td> <td>93,560</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>760</td> <td><strong>1,216,696</strong></td> </tr> </tbody> </table>
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| 2009 | North Island Storms | 11 - 12 | July | 1.7 | 1.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>538</td> <td>823,921</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>93</td> <td>480,007</td> </tr> <tr> <td><strong>Marine</strong></td> <td>25</td> <td>259,500</td> </tr> <tr> <td><strong>Motor</strong></td> <td>20</td> <td>58,332</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>5</td> <td>34,936</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>681</td> <td><strong>1,656,696</strong></td> </tr> </tbody> </table>
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| 2009 | Taranaki Tornado | 21 | July | 0.5 | 0.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>21</td> <td>321,504</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>6</td> <td>43,422</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1</td> <td>320</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>45,284</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>29</td> <td><strong>410,530</strong></td> </tr> </tbody> </table>
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| 2009 | Fiordland Earthquake | 15 | July | 1.5 | 1.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>48</td> <td>496,326</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>134</td> <td>979,306</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>3</td> <td>3,476</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>12,210</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>188</td> <td><strong>1,491,318</strong></td> </tr> </tbody> </table>
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| 2009 | Kaitaia Tornado | 04 | July | 0 | 0 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>7</td> <td>17,306</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>4</td> <td>49,037</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1</td> <td>5,173</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>12</td> <td><strong>71,516</strong></td> </tr> </tbody> </table>
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| 2009 | Bay of Plenty Hail Storm | 11 | May | 2.3 | 2.6 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>965</td> <td>1,534,989</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>61</td> <td>282,696</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>3,855</td> </tr> <tr> <td><strong>Motor</strong></td> <td>136</td> <td>279,256</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>1,000</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,166</td> <td><strong>2,101,796</strong></td> </tr> </tbody> </table>
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| 2008 | Nationwide Storms | 30 - 01 | July - August | 46.3 | 53.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>12,176</td> <td>28,403,027</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>2,219</td> <td>13,685,073</td> </tr> <tr> <td><strong>Marine</strong></td> <td>53</td> <td>903,050</td> </tr> <tr> <td><strong>Motor</strong></td> <td>651</td> <td>2,012,546</td> </tr> <tr> <td><strong>Crops</strong></td> <td>1</td> <td>3,960</td> </tr> <tr> <td><strong>Other</strong></td> <td>237</td> <td>1283,068</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>15,337</td> <td><strong>46,290,724</strong></td> </tr> </tbody> </table>
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| 2008 | Canterbury hail storm | 17 | November | 11.2 | 12.8 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>1,285</td> <td>1,732,344</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>154</td> <td>1,224,376</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>250</td> </tr> <tr> <td><strong>Motor</strong></td> <td>2,539</td> <td>8,162,627</td> </tr> <tr> <td><strong>Crops</strong></td> <td>3</td> <td>14,200</td> </tr> <tr> <td><strong>Other</strong></td> <td>12</td> <td>110,505</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>3,994</td> <td><strong>11,244,302</strong></td> </tr> </tbody> </table>
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| 2008 | Cambridge Tornado | 17 | October | 1 | 1.2 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>158</td> <td>895,464</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>10</td> <td>122,813</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>9</td> <td>15,558</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0,</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>177</td> <td><strong>1,033,835</strong></td> </tr> </tbody> </table>
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| 2008 | Flooding Nth Canterbury and Marlborough | 26 | August | 0.8 | 0.9 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>166</td> <td>367,398</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>63</td> <td>390,542</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>7</td> <td>16,202</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>5</td> <td>9,816</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>241</td> <td><strong>783,958</strong></td> </tr> </tbody> </table>
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| 2008 | Hastings Earthquake | 25 | August | 0.2 | 0.3 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>44</td> <td>100,081</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>29</td> <td>122,647</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>2</td> <td>2,540</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>75</td> <td><strong>225,268</strong></td> </tr> </tbody> </table>
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| 2008 | North Island Storms | 26 - 27 | July | 26.7 | 30.7 |
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House & contents</strong></td> <td>6,522</td> <td>15,054,918</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,348</td> <td>8,563,312</td> </tr> <tr> <td><strong>Marine</strong></td> <td>131</td> <td>1,581,566</td> </tr> <tr> <td><strong>Motor</strong></td> <td>303</td> <td>735,417</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>124</td> <td>725,753</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>8,418</td> <td><strong>26,660,966</strong></td> </tr> </tbody> </table>
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| 2007 | Gisborne earthquake | 20 | December | 30.5 | 36.1 | ||
| 2007 | High Winds Event, Central North and Lower South Islands | 23 - 24 | October | 4.8 | 5.7 | ||
| 2007 | Storm event - Far North / Auckland / Coromande | 10 - 12 | July | 60.5 | 72.7 | ||
| 2007 | Frost claims - Otago & Canterbury | 07 - 09 | July | 7 | 8.4 | ||
| 2007 | Tornado events | 04 - 05 | July | 8.3 | 10 | ||
| 2007 | Flooding Hawkes Bay | 17 | July | 1.1 | 1.3 | ||
| 2007 | Flooding - Nelson & New Plymouth | 23 | May | 1.1 | 1.3 | ||
| 2007 | Storm event - Far North | 29 | March | 12.5 | 15.2 | ||
| 2006 | Windstorm damage - Mid to Upper North Island | 09 | November | 3.4 | 4.1 | ||
| 2006 | Storm/Flood events - Wellington, Manawatu, Wairarapa | 05 - 07 | July | 2.7 | 3.3 | ||
| 2006 | Storms North & South Islands | 12 | June | 42.5 | 52.3 | ||
| 2006 | Flooding - Oamaru / Dunedin | 26 | April | 1.8 | 2.2 | ||
| 2005 | Flooding - Gisborne/East Cape | 23 | October | 0.7 | 0.9 | ||
| 2005 | BOP Tauranga / Matata | 18 | May | 28.5 | 36.5 | ||
| 2005 | Christchurch Hailstorm | 23 - 24 | March | 13 | 16.7 | ||
| 2005 | Flooding - Lower Nth Island | 31 | March | 0.6 | 0.8 | ||
| 2005 | Storm damage Bay of Plenty | 25 | March | 0.9 | 1.2 | ||
| 2005 | Greymouth Tornado | 10 | March | 9.2 | 11.8 | ||
| 2005 | Rain Storm - Dunedin | 07 | February | 5 | 6.4 | ||
| 2005 | Flooding - Wellington Region | 06 | January | 2.5 | 3.2 | ||
| 2005 | Coastal erosion - Haumoana H.B. | 01 | March | 0 | 0 | ||
| 2004 | Flooding - Hawkes Bay | 18 | October | 4.8 | 6.2 | ||
| 2004 | Storms - North and South Islands | 15 - 20 | August | 8.7 | 11.4 | ||
| 2004 | Eastern Bay of Plenty Floods | 17 - 19 | July | 17.6 | 23 | ||
| 2004 | Wanganui Hailstorm | 06 | April | 1.3 | 1.7 | ||
| 2004 | Storm Damage - Lower Nth Island | 15 - 16 | February | 112 | 148.3 | ||
| 2004 | Storm Damage - North Island | 20 - 21 | January | 0.8 | 1 | ||
| 2003 | North & South Islands / Storms & Floods | 03 - 04 | October | 2.3 | 3.1 | ||
| 2003 | Lower North Island Flooding / Storm Damage | 09 - 10 | June | 1 | 1.3 | ||
| 2002 | North Island Flooding / Storm Damage | 21 | June | 21.5 | 29.3 | ||
| 2002 | Dunedin Flooding | 17 | January | 0.3 | 0.4 | ||
| 2002 | Canterbury Flooding | 14 | January | 0.3 | 0.3 | ||
| 2002 | Wellington / Wairarapa Flooding | 10 | January | 0.6 | 0.8 | ||
| 2002 | Canterbury Hail Storm | 05 | January | 3 | 4.2 | ||
| 2001 | Wellington / Wairarapa Floods | 10 | December | 0.6 | 0.8 | ||
| 2001 | Storm Damage North Island | 04 | November | 0.5 | 0.7 | ||
| 2001 | Masterton Hailstorm | 07 | January | 1.5 | 2.1 | ||
| 2000 | Canterbury Storms | 12 | October | 9.4 | 13.4 | ||
| 2000 | North Island Severe Weather | 26 | September | 4.2 | 6 | ||
| 2000 | Auckland / Coromandel Floods | 03 | July | 7.6 | 11 | ||
| 2000 | Tauranga / Eastern Bay of Plenty Floods | 14 | April | 1.9 | 2.8 | ||
| 1999 | Queenstown Lakes District Floods | 01 | December | 46.1 | 67.6 | ||
| 1999 | South Canterbury Storms | 02 | July | 0.6 | 0.9 | ||
| 1999 | Whangarei / Rotorua Floods | 01 | May | 2.1 | 3.1 | ||
| 1999 | Dargaville Floods | 18 | April | 1.7 | 2.5 | ||
| 1999 | Northland & Pukekohe Floods | 22 | January | 5 | 7.4 | ||
| 1998 | Upper North Island Storms | 29 | November | 5 | 7.3 | ||
| 1998 | North & South Islands Storms | 30 | October | 2 | 2.9 | ||
| 1998 | North & South Islands Storms | 22 | October | 6.2 | 9.1 | ||
| 1998 | North & South Island Floods / Storms | 01 | July | 11.8 | 17.3 | ||
| 1998 | Mercury Energy Crisis | 01 | May | 10.2 | 15 | ||
| 1997 | South Island Windstorms | 19 | December | 0.2 | 0.3 | ||
| 1997 | North & South Island Windstorms | 01 | December | 2.9 | 4.3 | ||
| 1997 | Southland & Otago Wind & Hail | 13 | November | 0.4 | 0.6 | ||
| 1997 | Auckland Floods | 28 | September | 0.7 | 1 | ||
| 1997 | Coromandel Floods | 25 | September | 0.5 | 0.7 | ||
| 1997 | Northland Floods | 30 | June | 1.2 | 1.8 | ||
| 1997 | Wairoa Floods | 03 | June | 0.5 | 0.8 | ||
| 1997 | Auckland Floods | 24 | May | 3.7 | 5.5 | ||
| 1997 | South Island Storms | 21 | January | 1.1 | 1.6 | ||
| 1997 | Cyclone Dreena | 11 | January | 3.2 | 4.8 | ||
| 1996 | Cyclone Fergus | 30 | December | 1.6 | 2.4 | ||
| 1996 | Weather related losses | 01 | December | 2.1 | 3.1 | ||
| 1996 | Weather related losses June & July | 03 | July | 8.1 | 12.2 | ||
| 1995 | Thames / Kaiaua Floods | 18 | July | 2.8 | 4.3 | ||
| 1995 | North & South Island Floods | 02 | July | 4.5 | 6.9 | ||
| 1995 | New Plymouth Floods | 25 | April | 3.6 | 5.6 | ||
| 1995 | Whangarei & District Floods | 01 | March | 1.7 | 2.6 | ||
| 1994 | North & South Storm / Floods | 01 | November | 6 | 9.5 | ||
| 1994 | South Canterbury Floods | 19 | February | 1.5 | 2.4 | ||
| 1994 | Hastings Hailstorm * | 01 | March | 10.8 | 17.4 | ||
| 1993 | Kaikoura Flood | 24 | December | 7.6 | 12.3 | ||
| 1992 | Canterbury Snowstorm | 28 | August | 7 | 11.5 | ||
| 1992 | Auckland Tornado | 01 | March | 1.1 | 1.8 | ||
| 1991 | Otago Floods | 18 | February | 1.6 | 2.7 | ||
| 1991 | Albany Tornado | 01 | May | 1.5 | 2.5 | ||
| 1990 | Taranaki / Wanganui Floods | 08 | August | 1.8 | 3.1 | ||
| 1988 | Greymouth Floods | 01 | September | 13.4 | 25.6 | ||
| 1988 | Manawatu Floods | 25 | July | 2.5 | 4.8 | ||
| 1988 | Greymouth Floods | 01 | May | 3.2 | 6.2 | ||
| 1988 | Cyclone Bola | 08 | March | 37 | 72.1 | ||
| 1987 | Bay of Plenty Earthquake | 01 | March | 192 | 392.9 | ||
| 1986 | North Otago / South Canterbury Floods | 13 | March | 18.5 | 46.5 | ||
| 1986 | Auckland Floods | 01 | January | 0.4 | 1 | ||
| 1986 | Nelson Floods | 01 | January | 0.4 | 1 | ||
| 1985 | South Auckland | 01 | May | 2.9 | 8 | ||
| 1985 | Thames / Coromandel / Te Aroha | 01 | January | 5.9 | 15.9 | ||
| 1985 | Wellington / Hutt Valley | 01 | January | 1.4 | 3.8 | ||
| 1985 | Auckland Floods | 01 | February | 3.6 | 9.7 | ||
| 1985 | Chatham Islands | 01 | January | 0.8 | 2.1 | ||
| 1985 | Gisborne Floods | 01 | January | 1.7 | 4.6 | ||
| 1985 | Hawkes Bay / Wairarapa | 01 | January | 0.9 | 2.4 | ||
| 1984 | Invercargill / Southland Floods | 01 | January | 45.8 | 147.7 | ||
| 1984 | Greymouth Floods | 01 | January | 3.5 | 11 | ||
| 1984 | Auckland Floods | 01 | January | 1.8 | 5.6 | ||
| 1983 | Christchurch Storm | 01 | January | 3.5 | 11.5 | ||
| 1983 | Marlborough / Golden Bay Floods | 01 | January | 2.3 | 7.5 | ||
| 1981 | Thames / Coromandel / Paeroa Floods | 01 | April | 7 | 30.2 | ||
| 1981 | Keri Keri Floods | 01 | March | 2 | 8.7 | ||
| 1980 | Onehunga Tornado | 01 | August | 1 | 4.7 | ||
| 1980 | Taieri / Otago / New Plymouth Floods | 05 | June | 8 | 38.7 | ||
| 1980 | South Island Summer Floods | 17 | January | 2.3 | 11.8 | ||
| 1978 | Otago Floods | 16 | October | 10.3 | 63.5 | ||
| 1976 | Wellington / Hutt Valley Floods | 01 | December | 6.2 | 50.3 | ||
| 1968 | Canterbury Storms | 01 | August | 7 | 66.1 | ||
| 1968 | Wahine storm | 10 | April | 3.5 | 60.8 | ||
| 1968 | Loss of Wahine | 10 | April | 10 | 173.6 |