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Cost of natural disasters

New Zealand has experienced more than 150 severe weather events and natural disasters since ICNZ began keeping records in 1968.


Cost of natural disasters

Natural hazards cost New Zealanders millions of dollars. Fortunately, New Zealand property is extremely well insured compared to other countries, which means the insurance industry bears most of the costs when disaster strikes.

The table below lists natural disasters which have occurred in New Zealand since 1968, and the cost to the insurance industry in paying claims for damage resulting from those events.

CPI is calculated as at 30 June 2017.

*Numbers marked with an asterisk are provisional.

and

Year Event Day Month Categories Cost ($m) Inflation adjusted cost ($m) More info
2020 Southland Flooding 03 - 08 February Flood 29.64
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>517</td> <td>8,094,827</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>451</td> <td>20,204,770</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>60,717</td> </tr> <tr> <td><strong>Motor</strong></td> <td>115</td> <td>1,105,861</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>171,273</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,098</strong></td> <td><strong>29,637,448</strong></td> </tr> </tbody> </table>
2019 Nationwide Storm & Southern Lakes Floods 03 - 12 December 15.29
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,283</td> <td>5,672,744</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>504</td> <td>8,274,553</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>3,121</td> </tr> <tr> <td><strong>Motor</strong></td> <td>162</td> <td>726,793</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>20</td> <td>617,247</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,982</strong></td> <td><strong>15,294,458</strong></td> </tr> </tbody> </table>
2019 Timaru Hail Storm 20 November 170.98
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>5791</td> <td>59,630,067</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1047</td> <td>23,183,874</td> </tr> <tr> <td><strong>Marine</strong></td> <td>15</td> <td>73,759</td> </tr> <tr> <td><strong>Motor</strong></td> <td>12,078</td> <td>86,196,105</td> </tr> <tr> <td><strong>Crops</strong></td> <td>10</td> <td>171,701</td> </tr> <tr> <td><strong>Other</strong></td> <td>99</td> <td>1,726,346</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>19,040</strong></td> <td><strong>170,981,852</strong></td> </tr> </tbody> </table>
2019 Christchurch Tornado 18 November 4.04
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>569</td> <td>2,048,665</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>68</td> <td>663,802</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>246</td> <td>1,323,016</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>5,594</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>884</strong></td> <td><strong>4,041,077</strong></td> </tr> </tbody> </table>
2019 Taranaki and Auckland Storms 10 - 13 August 7.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>518</td> <td>2,926,825</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>105</td> <td>1,680,146</td> </tr> <tr> <td><strong>Marine</strong></td> <td>99</td> <td>2,291,807</td> </tr> <tr> <td><strong>Motor</strong></td> <td>55</td> <td>566,258</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>439,497</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>795</strong></td> <td><strong>7,904,533</strong></td> </tr> </tbody> </table>
2019 West Coast Wind and Flooding 26 - 27 March 4.09
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>67</td> <td>398,776</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>177</td> <td>3,589,878</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>39</td> </tr> <tr> <td><strong>Motor</strong></td> <td>10</td> <td>106,172</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>8</td> <td>771</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>263</strong></td> <td><strong>4,095,636</strong></td> </tr> </tbody> </table>
2019 Tasman District fires 05 - 23 February 3.98
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>74</td> <td>3,600,119</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>28</td> <td>378,311</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>2,800</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>104</strong></td> <td><strong>3,981,230</strong></td> </tr> </tbody> </table>
2018 New Plymouth-Whakatāne tornadoes 20 August 2.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>142</td> <td>1,537,109</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>6</td> <td>1,328,702</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>19</td> <td>59,533</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>11,175</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>168</strong></td> <td><strong>2,936,519</strong></td> </tr> </tbody> </table>
2018 Northland-Bay of Plenty flooding 14 - 15 July 3.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>432</td> <td>1,819,194</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>94</td> <td>1,474,157</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>27,478</td> </tr> <tr> <td><strong>Motor</strong></td> <td>48</td> <td>266,558</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>15</td> <td>111,961</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>594</strong></td> <td><strong>3,699,348</strong></td> </tr> </tbody> </table>
2018 Gisborne-Hawke's Bay flooding 11 - 12 June 4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>580</td> <td>1,679,926</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>224</td> <td>1,704,562</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>51</td> <td>240,736</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>19</td> <td>336,812</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>874</td> <td>3,962,036</td> </tr> </tbody> </table>
2018 Upper North Island-Hawke's Bay flooding 03 - 04 June 4.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>875</td> <td>2,566,412</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>131</td> <td>1,145,056</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>781</td> </tr> <tr> <td><strong>Motor</strong></td> <td>84</td> <td>461,392</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>21</td> <td>128,923</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,114</strong></td> <td><strong>4,302,564</strong></td> </tr> </tbody> </table>
2018 Nationwide severe weather including flooding in Rotorua 27 - 29 April 21.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,242</td> <td>14,868,215</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>266</td> <td>5,358,482</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>25,079</td> </tr> <tr> <td><strong>Motor</strong></td> <td>119</td> <td>799,232</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>20</td> <td>228,748</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,651</strong></td> <td><strong>21,279,756</strong></td> </tr> </tbody> </table>
2018 Severe weather including tornadoes 10 - 11 April 74.4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>12,503</td> <td>46,203,001</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>2,263</td> <td>24,305,831</td> </tr> <tr> <td><strong>Marine</strong></td> <td>52</td> <td>512,819</td> </tr> <tr> <td><strong>Motor</strong></td> <td>755</td> <td>2,533,651</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>151</td> <td>810,040</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>15,724</strong></td> <td><strong>74,365,342</strong></td> </tr> </tbody> </table>
2018 Ex-Tropical Cyclone Gita 20 February 35.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,595</td> <td>14,557,343</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,780</td> <td>18,858,203</td> </tr> <tr> <td><strong>Marine</strong></td> <td>7</td> <td>58,630</td> </tr> <tr> <td><strong>Motor</strong></td> <td>257</td> <td>1,161,088</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>55</td> <td>935,232</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,694</strong></td> <td><strong>35,570,496</strong></td> </tr> </tbody> </table>
2018 Cyclone Fehi 01 February 45.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,509</td> <td>25,392,228</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>714</td> <td>15,832,060</td> </tr> <tr> <td><strong>Marine</strong></td> <td>14</td> <td>942,674</td> </tr> <tr> <td><strong>Motor</strong></td> <td>441</td> <td>2,944,221</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>72</td> <td>814,455</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,750</strong></td> <td><strong>45,925,638</strong></td> </tr> </tbody> </table>
2018 Nationwide severe weather 04 - 07 January 34.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>3,086</td> <td>19,120,299</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>685</td> <td>11,714,690</td> </tr> <tr> <td><strong>Marine</strong></td> <td>89</td> <td>793,471</td> </tr> <tr> <td><strong>Motor</strong></td> <td>346</td> <td>1,919,037</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>62</td> <td>620,476</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,268</strong></td> <td><strong>34,167,973</strong></td> </tr> </tbody> </table>
2017 South Island flooding 20 - 22 July 31.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,436</td> <td>18,136,462</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>583</td> <td>9,179,822</td> </tr> <tr> <td><strong>Marine</strong></td> <td>9</td> <td>40,549</td> </tr> <tr> <td><strong>Motor</strong></td> <td>269</td> <td>1,693,852</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>48</td> <td>2,136,130</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,345</strong></td> <td><strong>31,186,815</strong></td> </tr> </tbody> </table>
2017 Nationwide snow/wind/rain 12 - 14 July 12.5
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,491</td> <td>4,677,750</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>493</td> <td>6,763,403</td> </tr> <tr> <td><strong>Marine</strong></td> <td>10</td> <td>134,537</td> </tr> <tr> <td><strong>Motor</strong></td> <td>146</td> <td>648,549</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>27</td> <td>291,319</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,167</strong></td> <td><strong>12,515,558</strong></td> </tr> </tbody> </table>
2017 Cyclone Cook remnants 13 - 16 April 17.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,772</td> <td>9,477,622</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>709</td> <td>6,520,325</td> </tr> <tr> <td><strong>Marine</strong></td> <td>13</td> <td>57,375</td> </tr> <tr> <td><strong>Motor</strong></td> <td>204</td> <td>859,233</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>298,656</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,716</strong></td> <td><strong>17,213,211</strong></td> </tr> </tbody> </table>
2017 Cyclone Debbie remnants 03 - 07 April 91.46
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>4,303</td> <td>69,877,114</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>637</td> <td>15,933,501</td> </tr> <tr> <td><strong>Marine</strong></td> <td>22</td> <td>270,469</td> </tr> <tr> <td><strong>Motor</strong></td> <td>449</td> <td>4,287,813</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>59</td> <td>1,098,565</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>5,470</strong></td> <td><strong>91,467,462</strong></td> </tr> </tbody> </table>
2017 Upper North Island flooding 07 - 12 March 61.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>6,449</td> <td>37,025,186</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>896</td> <td>20,894,587</td> </tr> <tr> <td><strong>Marine</strong></td> <td>14</td> <td>108,438</td> </tr> <tr> <td><strong>Motor</strong></td> <td>354</td> <td>3,117,170</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>61</td> <td>531,925</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>7,774</strong></td> <td><strong>61,677,306</strong></td> </tr> </tbody> </table>
2017 Port Hills fires 13 - 17 February 18.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>138</td> <td>10,312,480</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>38</td> <td>7,282,766</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>16,247</td> </tr> <tr> <td><strong>Motor</strong></td> <td>18</td> <td>161,083</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>551,800</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>197</td> <td><strong>18,324,376</strong></td> </tr> </tbody> </table>
2017 Dunedin flooding 13 February 1.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>202</td> <td>600,506</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>127</td> <td>1,113,941</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>8</td> <td>17,612</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>337</strong></td> <td><strong>1,732,059</strong></td> </tr> </tbody> </table>
2017 Nationwide severe weather 18 - 23 January 8.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,873</td> <td>4,056,647</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>434</td> <td>3,457,417</td> </tr> <tr> <td><strong>Marine</strong></td> <td>16</td> <td>241,523</td> </tr> <tr> <td><strong>Motor</strong></td> <td>210</td> <td>709,607</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>26</td> <td>112,459</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,559</strong></td> <td><strong>8,577,653</strong></td> </tr> </tbody> </table>
2016 Lower North Island Flooding and Wind 14 - 17 November 9.1 9.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>896</td> <td>4,342,096</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>358</td> <td>3,898,903</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>133</td> <td>867,636</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>19,000</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1389</td> <td><strong>9,127,635</strong></td> </tr> </tbody> </table>
2016 Kaikōura earthquake 14 November 2270
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>39,835</td> <td>732,063,462</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>4311</td> <td>1,519,021,898</td> </tr> <tr> <td><strong>Marine</strong></td> <td>134</td> <td>9,051,746</td> </tr> <tr> <td><strong>Motor</strong></td> <td>655</td> <td>1,861,110</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>80</td> <td>7,764,113</td> </tr> </tbody> </table>
2016 Flooding - Auckland to Waikato and Hailstorm Hawke's Bay 02 - 03 October 0.6 0.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>124</td> <td>467,922</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>17</td> <td>37,099</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>6</td> <td>38,272</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>8,201</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>150</strong></td> <td><strong>551,494</strong></td> </tr> </tbody> </table>
2016 Heavy Rain and Flooding - Coromandel, Bay of Plenty, Gisborne and Hawke's Bay 25 - 30 September 1.2 1.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>243</td> <td>887,137</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>18</td> <td>191,096</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>7</td> <td>15,434</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>7</td> <td>72,948</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>275</strong></td> <td><strong>1,166,615</strong></td> </tr> </tbody> </table>
2016 Nationwide Storm 07 - 09 September 3.8 3.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>778</td> <td>1,665,212</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>158</td> <td>1,307,959</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>541,684</td> </tr> <tr> <td><strong>Motor</strong></td> <td>91</td> <td>222,851</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>65,546</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>150</strong></td> <td><strong>3,803,252</strong></td> </tr> </tbody> </table>
2016 Flooding and Gales - Auckland 29 June 2.4 2.4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>281</td> <td>1,370,886</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>66</td> <td>954,726</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>19</td> <td>161,676</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>366</strong></td> <td><strong>2,487,288</strong></td> </tr> </tbody> </table>
2016 Flooding- Lower North Island 05 May 3.9 4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>358</td> <td>2,831,394</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>75</td> <td>700,156</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>63</td> <td>372,663</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>496</strong></td> <td><strong>3,904,213</strong></td> </tr> </tbody> </table>
2016 Flood - Coromandel and Auckland 17 April 0.6 0.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>70</td> <td>451,434</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>3</td> <td>56,387</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>15</td> <td>73,456</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>9,529</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>90</strong></td> <td><strong>590,806</strong></td> </tr> </tbody> </table>
2016 Flooding and Wind - North and South Islands 23 - 24 March 30.2 30.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>687</td> <td>2,202,939</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>177</td> <td>27,535,320</td> </tr> <tr> <td><strong>Marine</strong></td> <td>10</td> <td>58,282</td> </tr> <tr> <td><strong>Motor</strong></td> <td>77</td> <td>316,205</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>10</td> <td>92,775</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>961</strong></td> <td><strong>30,205,521</strong></td> </tr> </tbody> </table>
2015 Flood - Gisborne 21 September 0.8 0.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>93</td> <td>561,682</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>17</td> <td>183,071</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>12</td> <td>68,352</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>122</strong></td> <td><strong>813,105</strong></td> </tr> </tbody> </table>
2015 Flooding and Storm - Upper North Island 18 - 19 July 6.2 6.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>846</td> <td>3,416,297</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>199</td> <td>2,214,231</td> </tr> <tr> <td><strong>Marine</strong></td> <td>11</td> <td>105,222</td> </tr> <tr> <td><strong>Motor</strong></td> <td>67</td> <td>232,842</td> </tr> <tr> <td><strong>Crops</strong></td> <td>3</td> <td>7,974</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>172,689</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1128</strong></td> <td><strong>6,149,255</strong></td> </tr> </tbody> </table>
2015 Flooding and Storm South Island West Coast 19 - 22 June 8.4 8.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>245</td> <td>2,131,917</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>179</td> <td>6,010,588</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>2,500</td> </tr> <tr> <td><strong>Motor</strong></td> <td>49</td> <td>226,344</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>15,157</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>478</strong></td> <td><strong>8,386,506</strong></td> </tr> </tbody> </table>
2015 Flooding and Storm Lower North Island including Whanganui 18 - 21 June 41.5 42.4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,766</td> <td>25,305,527</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>657</td> <td>14,407,412</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>302,173</td> </tr> <tr> <td><strong>Motor</strong></td> <td>197</td> <td>972,245</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>21</td> <td>554,461</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,644</strong></td> <td><strong>41,541,818</strong></td> </tr> </tbody> </table>
2015 Flood and Storm - North and South Islands excluding Otago 02 - 05 June 3 3.1
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>252</td> <td>1,377,565</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>52</td> <td>1,404,755</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>12,320</td> </tr> <tr> <td><strong>Motor</strong></td> <td>21</td> <td>74,875</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>160,043</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>344</strong></td> <td><strong>3,029,558</strong></td> </tr> </tbody> </table>
2015 Flooding and Storm - Otago 02 - 04 June 28.2 28.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,946</td> <td>18,669,888</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>274</td> <td>8,741,330</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>182</td> <td>761,488</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>23,816</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,405</strong></td> <td><strong>28,196,522</strong></td> </tr> </tbody> </table>
2015 Extreme Weather Lower North Island 13 - 15 May 21.9 22.4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1412</td> <td>7,765,123</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>346</td> <td>12,524,761</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>275</td> <td>1,629,426</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>6</td> <td>26,809</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>2,039</strong></td> <td><strong>21,946,119</strong></td> </tr> </tbody> </table>
2015 Bay of Plenty Tornado 14 May 2.8 2.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>129</td> <td>870,122</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>47</td> <td>1,984,871</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>16</td> <td>30,696</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>958</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>194</strong></td> <td><strong>2,886,647</strong></td> </tr> </tbody> </table>
2015 Cyclone Pam 15 - 18 March 2.2 2.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>256</td> <td>527,137</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>79</td> <td>1,376,289</td> </tr> <tr> <td><strong>Marine</strong></td> <td>8</td> <td>87,222</td> </tr> <tr> <td><strong>Motor</strong></td> <td>22</td> <td>87,104</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>95,069</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>376</strong></td> <td><strong>2,172,821</strong></td> </tr> </tbody> </table>
2015 Flooding and Storm North and South Islands 06 - 07 March 1.3 1.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>275</td> <td>521,813</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>74</td> <td>653,405</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>2,149</td> </tr> <tr> <td><strong>Motor</strong></td> <td>29</td> <td>71,340</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>4,133</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>383</strong></td> <td><strong>1,252,840</strong></td> </tr> </tbody> </table>
2014 Hailstorm - North and South Islands 04 November 4.9 5
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>97</td> <td>149,518</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>92</td> <td>891,920</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>14</td> <td>50,382</td> </tr> <tr> <td><strong>Crops</strong></td> <td>7</td> <td>3,778,957</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>11,907</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>214</strong></td> <td><strong>4,882,684</strong></td> </tr> </tbody> </table>
2014 Auckland Power Outage 05 October 2.6 2.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>247</td> <td>226,480</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>319</td> <td>2,337,560</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>184</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1</td> <td>693</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>16</td> <td>83,454</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>584</strong></td> <td><strong>2,648,371</strong></td> </tr> </tbody> </table>
2014 Northland - Coromandel Storms 08 - 10 July 18.8 19.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>3,136</td> <td>9,732,660</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>775</td> <td>6,600,061</td> </tr> <tr> <td><strong>Marine</strong></td> <td>54</td> <td>1,479,457</td> </tr> <tr> <td><strong>Motor</strong></td> <td>201</td> <td>768,752</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>51</td> <td>241,415</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,217</strong></td> <td><strong>18,822,345</strong></td> </tr> </tbody> </table>
2014 Severe Weather North and South Islands 09 - 11 June 37.6 38.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>7,142</td> <td>22,709,346</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,003</td> <td>11,720,840</td> </tr> <tr> <td><strong>Marine</strong></td> <td>125</td> <td>835,512</td> </tr> <tr> <td><strong>Motor</strong></td> <td>492</td> <td>1,419,913</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>79</td> <td>975,734</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>8,841</strong></td> <td><strong>37,661,345</strong></td> </tr> </tbody> </table>
2014 Nelson-Tasman Floods 25 June 2.7 2.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>455</td> <td>1,851,350</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>56</td> <td>733,009</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>27,280</td> </tr> <tr> <td><strong>Motor</strong></td> <td>28</td> <td>67,701</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>7</td> <td>18,064</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>550</strong></td> <td><strong>2,697,404</strong></td> </tr> </tbody> </table>
2014 Easter Weekend Storm and Floods 17 April 55.3 56.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>7,189</td> <td>29,365,257</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,923</td> <td>21,359,644</td> </tr> <tr> <td><strong>Marine</strong></td> <td>56</td> <td>376,772</td> </tr> <tr> <td><strong>Motor</strong></td> <td>731</td> <td>3,099,310</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>37</td> <td>1,115,369</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>9,936</strong></td> <td><strong>55,316,352</strong></td> </tr> </tbody> </table>
2014 Cyclone Lusi 15 - 16 March 3.6 3.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,065</td> <td>1,793,481</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>216</td> <td>1,295,513</td> </tr> <tr> <td><strong>Marine</strong></td> <td>23</td> <td>153,389</td> </tr> <tr> <td><strong>Motor</strong></td> <td>114</td> <td>215,821</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>10</td> <td>133,517</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,428</strong></td> <td><strong>3,591,721</strong></td> </tr> </tbody> </table>
2014 Canterbury and Lower North Island storm 04 - 05 March 22.5 23.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>3,375</td> <td>15,683,892</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>320</td> <td>3,329,054</td> </tr> <tr> <td><strong>Marine</strong></td> <td>19</td> <td>361,670</td> </tr> <tr> <td><strong>Motor</strong></td> <td>470</td> <td>2,564,910</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>11</td> <td>560,209</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,195</strong></td> <td><strong>22,499,735</strong></td> </tr> </tbody> </table>
2014 Canterbury storm 23 February 4.8 4.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>593</td> <td>1,272,107</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>105</td> <td>1,277,437</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>3,630</td> </tr> <tr> <td><strong>Motor</strong></td> <td>636</td> <td>2,235,540</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>2</td> <td>19,044</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,337</strong></td> <td><strong>4,807,758</strong></td> </tr> </tbody> </table>
2013 Cook Strait earthquake 21 July 14.9 15.5
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>346</td> <td>1,992,825</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>180</td> <td>12,816,714</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>4,139</td> </tr> <tr> <td><strong>Motor</strong></td> <td>17</td> <td>32,219</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>8</td> <td>55,911</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>552</strong></td> <td><strong>14,901,808</strong></td> </tr> </tbody> </table>
2013 Nationwide storm 14 - 16 October 12.4 12.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,222</td> <td>4,548,424</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>739</td> <td>5,922,256</td> </tr> <tr> <td><strong>Marine</strong></td> <td>9</td> <td>42,762</td> </tr> <tr> <td><strong>Motor</strong></td> <td>286</td> <td>1,401,764</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>104</td> <td>449,030</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>3,360</strong></td> <td><strong>12,364,236</strong></td> </tr> </tbody> </table>
2013 Nationwide storm 11 - 12 September 74.5 77.1
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>7,378</td> <td>17,960,961</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>3,266</td> <td>45,049,803</td> </tr> <tr> <td><strong>Marine</strong></td> <td>20</td> <td>183,631</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1,122</td> <td>9,538,058</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>287</td> <td>1,767,812</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>12,073</strong></td> <td><strong>74,500,265</strong></td> </tr> </tbody> </table>
2013 Cook Strait earthquake 16 August 16.2 16.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>241</td> <td>5,164,746</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>121</td> <td>10,976,030</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>14</td> <td>13,754</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>4</td> <td>52,960</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>380</strong></td> <td><strong>16,207,490</strong></td> </tr> </tbody> </table>
2013 Nationwide storms 20 - 22 June 39.3 41
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>8,432</td> <td>24,549,591</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>687</td> <td>11,102,824</td> </tr> <tr> <td><strong>Marine</strong></td> <td>42</td> <td>241,985</td> </tr> <tr> <td><strong>Motor</strong></td> <td>478</td> <td>1,310,914</td> </tr> <tr> <td><strong>Crops</strong></td> <td>43</td> <td>375, 041</td> </tr> <tr> <td><strong>Other</strong></td> <td>308</td> <td>1,784,218</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>9,990</strong></td> <td><strong>39,364,573</strong></td> </tr> </tbody> </table>
2013 North Island Floods 04 - 07 May 2.9 3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>898</td> <td>1,711,188</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>101</td> <td>865,309</td> </tr> <tr> <td><strong>Marine</strong></td> <td>2</td> <td>27,913</td> </tr> <tr> <td><strong>Motor</strong></td> <td>60</td> <td>243,034</td> </tr> <tr> <td><strong>Crops</strong></td> <td>2</td> <td>4, 114</td> </tr> <tr> <td><strong>Other</strong></td> <td>6</td> <td>11,886</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,069</strong></td> <td><strong>2,863,444</strong></td> </tr> </tbody> </table>
2013 Nelson/Bay of Plenty storm and floods 19 - 22 April 46.2 48.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>3,606</td> <td>24,186,322</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>590</td> <td>19,191,118</td> </tr> <tr> <td><strong>Marine</strong></td> <td>4</td> <td>56,221</td> </tr> <tr> <td><strong>Motor</strong></td> <td>304</td> <td>2,529,885</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>19</td> <td>211,373</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>4,523</strong></td> <td><strong>46,174,919</strong></td> </tr> </tbody> </table>
2012 Auckland Tornado 06 December 8.7 9.1
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,207</td> <td>6,131,092</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>203</td> <td>1,895,366</td> </tr> <tr> <td><strong>Marine</strong></td> <td>11</td> <td>34,788</td> </tr> <tr> <td><strong>Motor</strong></td> <td>94</td> <td>410,409</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>26</td> <td>138,192</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td><strong>1,541</strong></td> <td><strong>8,609,847</strong></td> </tr> </tbody> </table>
2011 Nelson Floods 15 - 16 December 16.8 17.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,186</td> <td>12,970,473</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>102</td> <td>3,212,860</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>301,026</td> </tr> <tr> <td><strong>Motor</strong></td> <td>37</td> <td>172,324</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>30</td> <td>220,058</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,358</td> <td><strong>16,876,741</strong></td> </tr> </tbody> </table>
2011 Taranaki tornados 19 June 1.6 1.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>98</td> <td>774,270</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>45</td> <td>759,439</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>11</td> <td>42,107</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>17,777</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>155</td> <td><strong>1,593,593</strong></td> </tr> </tbody> </table>
2011 Auckland tornado 03 May 6 6.4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>386</td> <td>1,720,612</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>93</td> <td>3,700,677</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>17,287</td> </tr> <tr> <td><strong>Motor</strong></td> <td>122</td> <td>528,784</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>606</td> <td><strong>5,967,360</strong></td> </tr> </tbody> </table>
2011 Flooding, Hawkes Bay 26 - 27 April 6.4 6.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,098</td> <td>4,482,396</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>110</td> <td>1,423,629</td> </tr> <tr> <td><strong>Marine</strong></td> <td>5</td> <td>63,339</td> </tr> <tr> <td><strong>Motor</strong></td> <td>124</td> <td>392,467</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>18</td> <td>73,509</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,355</td> <td><strong>6,435,340</strong></td> </tr> </tbody> </table>
2011 Storm/FloodingBay of Plenty to Northland 29 January 19.8 21.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,567</td> <td>11,277,205</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>387</td> <td>6,071,474</td> </tr> <tr> <td><strong>Marine</strong></td> <td>26</td> <td>380,318</td> </tr> <tr> <td><strong>Motor</strong></td> <td>298</td> <td>2,073,577</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>10</td> <td>18,677</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>3,288</td> <td><strong>19,821,251</strong></td> </tr> </tbody> </table>
2011 Flooding Mid-Upper North Island 23 January 6.9 7.4
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,710</td> <td>4,066,931</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>183</td> <td>2,039,913</td> </tr> <tr> <td><strong>Marine</strong></td> <td>20</td> <td>335,459</td> </tr> <tr> <td><strong>Motor</strong></td> <td>82</td> <td>460,637</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>5</td> <td>4,680</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>2,000</td> <td><strong>6,907,620</strong></td> </tr> </tbody> </table>
2011 Canterbury earthquakes 2010-2011 - accumlated (insurers only) 01 February 22,883*
2010 Gisborne Flooding 13 October 0.3 0.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>36</td> <td>167,011</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>3</td> <td>27,986</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>39</td> <td><strong>194,997</strong></td> </tr> </tbody> </table>
2010 Southland Storm 28 November 49.3 54.5
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>5,111</td> <td>8,456,571</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>883</td> <td>39,724,911</td> </tr> <tr> <td><strong>Marine</strong></td> <td>29</td> <td>183,934</td> </tr> <tr> <td><strong>Motor</strong></td> <td>284</td> <td>814,010</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>35</td> <td>138,682</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>6,342</td> <td><strong>49,318,108</strong></td> </tr> </tbody> </table>
2010 Flooding - Northland/Coromandel/Eastern BOP 01 June 12.5 14
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,300</td> <td>9,097,157</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>151</td> <td>2,800,053</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>1,174</td> </tr> <tr> <td><strong>Motor</strong></td> <td>137</td> <td>696,354</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>1,175</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,592</td> <td><strong>12,595,913</strong></td> </tr> </tbody> </table>
2010 Flooding North & South Islands 24 - 27 May 5.5 6.1
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>2,362</td> <td>4,106,857</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>209</td> <td>903,228</td> </tr> <tr> <td><strong>Marine</strong></td> <td>7</td> <td>135,393</td> </tr> <tr> <td><strong>Motor</strong></td> <td>96</td> <td>285,113</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>6</td> <td>25,339</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>2,680</td> <td><strong>5,455,930</strong></td> </tr> </tbody> </table>
2010 Wellington Thunderstorm 12 March 1.2 1.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>641</td> <td>798,155</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>57</td> <td>304,419</td> </tr> <tr> <td><strong>Marine</strong></td> <td>6</td> <td>20,562</td> </tr> <tr> <td><strong>Motor</strong></td> <td>56</td> <td>93,560</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>760</td> <td><strong>1,216,696</strong></td> </tr> </tbody> </table>
2009 North Island Storms 11 - 12 July 1.7 1.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>538</td> <td>823,921</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>93</td> <td>480,007</td> </tr> <tr> <td><strong>Marine</strong></td> <td>25</td> <td>259,500</td> </tr> <tr> <td><strong>Motor</strong></td> <td>20</td> <td>58,332</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>5</td> <td>34,936</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>681</td> <td><strong>1,656,696</strong></td> </tr> </tbody> </table>
2009 Taranaki Tornado 21 July 0.5 0.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>21</td> <td>321,504</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>6</td> <td>43,422</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1</td> <td>320</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>45,284</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>29</td> <td><strong>410,530</strong></td> </tr> </tbody> </table>
2009 Fiordland Earthquake 15 July 1.5 1.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>48</td> <td>496,326</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>134</td> <td>979,306</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>3</td> <td>3,476</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>3</td> <td>12,210</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>188</td> <td><strong>1,491,318</strong></td> </tr> </tbody> </table>
2009 Kaitaia Tornado 04 July 0 0
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>7</td> <td>17,306</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>4</td> <td>49,037</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>1</td> <td>5,173</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>12</td> <td><strong>71,516</strong></td> </tr> </tbody> </table>
2009 Bay of Plenty Hail Storm 11 May 2.3 2.6
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>965</td> <td>1,534,989</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>61</td> <td>282,696</td> </tr> <tr> <td><strong>Marine</strong></td> <td>3</td> <td>3,855</td> </tr> <tr> <td><strong>Motor</strong></td> <td>136</td> <td>279,256</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>1</td> <td>1,000</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>1,166</td> <td><strong>2,101,796</strong></td> </tr> </tbody> </table>
2008 Nationwide Storms 30 - 01 July - August 46.3 53.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>12,176</td> <td>28,403,027</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>2,219</td> <td>13,685,073</td> </tr> <tr> <td><strong>Marine</strong></td> <td>53</td> <td>903,050</td> </tr> <tr> <td><strong>Motor</strong></td> <td>651</td> <td>2,012,546</td> </tr> <tr> <td><strong>Crops</strong></td> <td>1</td> <td>3,960</td> </tr> <tr> <td><strong>Other</strong></td> <td>237</td> <td>1283,068</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>15,337</td> <td><strong>46,290,724</strong></td> </tr> </tbody> </table>
2008 Canterbury hail storm 17 November 11.2 12.8
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>1,285</td> <td>1,732,344</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>154</td> <td>1,224,376</td> </tr> <tr> <td><strong>Marine</strong></td> <td>1</td> <td>250</td> </tr> <tr> <td><strong>Motor</strong></td> <td>2,539</td> <td>8,162,627</td> </tr> <tr> <td><strong>Crops</strong></td> <td>3</td> <td>14,200</td> </tr> <tr> <td><strong>Other</strong></td> <td>12</td> <td>110,505</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>3,994</td> <td><strong>11,244,302</strong></td> </tr> </tbody> </table>
2008 Cambridge Tornado 17 October 1 1.2
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>158</td> <td>895,464</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>10</td> <td>122,813</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>9</td> <td>15,558</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0,</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>177</td> <td><strong>1,033,835</strong></td> </tr> </tbody> </table>
2008 Flooding Nth Canterbury and Marlborough 26 August 0.8 0.9
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>166</td> <td>367,398</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>63</td> <td>390,542</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>7</td> <td>16,202</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>5</td> <td>9,816</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>241</td> <td><strong>783,958</strong></td> </tr> </tbody> </table>
2008 Hastings Earthquake 25 August 0.2 0.3
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>44</td> <td>100,081</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>29</td> <td>122,647</td> </tr> <tr> <td><strong>Marine</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Motor</strong></td> <td>2</td> <td>2,540</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>75</td> <td><strong>225,268</strong></td> </tr> </tbody> </table>
2008 North Island Storms 26 - 27 July 26.7 30.7
<table cellspacing="0"> <tbody> <tr> <td><strong>CLAIM TYPE</strong></td> <td><strong>CLAIMS</strong></td> <td><strong>INSURED LOSSES ($m)</strong></td> </tr> <tr> <td><strong>House &amp; contents</strong></td> <td>6,522</td> <td>15,054,918</td> </tr> <tr> <td><strong>Commercial</strong></td> <td>1,348</td> <td>8,563,312</td> </tr> <tr> <td><strong>Marine</strong></td> <td>131</td> <td>1,581,566</td> </tr> <tr> <td><strong>Motor</strong></td> <td>303</td> <td>735,417</td> </tr> <tr> <td><strong>Crops</strong></td> <td>0</td> <td>0</td> </tr> <tr> <td><strong>Other</strong></td> <td>124</td> <td>725,753</td> </tr> <tr> <td><strong>TOTAL</strong></td> <td>8,418</td> <td><strong>26,660,966</strong></td> </tr> </tbody> </table>
2007 Gisborne earthquake 20 December 30.5 36.1
2007 High Winds Event, Central North and Lower South Islands 23 - 24 October 4.8 5.7
2007 Storm event - Far North / Auckland / Coromande 10 - 12 July 60.5 72.7
2007 Frost claims - Otago & Canterbury 07 - 09 July 7 8.4
2007 Tornado events 04 - 05 July 8.3 10
2007 Flooding Hawkes Bay 17 July 1.1 1.3
2007 Flooding - Nelson & New Plymouth 23 May 1.1 1.3
2007 Storm event - Far North 29 March 12.5 15.2
2006 Windstorm damage - Mid to Upper North Island 09 November 3.4 4.1
2006 Storm/Flood events - Wellington, Manawatu, Wairarapa 05 - 07 July 2.7 3.3
2006 Storms North & South Islands 12 June 42.5 52.3
2006 Flooding - Oamaru / Dunedin 26 April 1.8 2.2
2005 Flooding - Gisborne/East Cape 23 October 0.7 0.9
2005 BOP Tauranga / Matata 18 May 28.5 36.5
2005 Christchurch Hailstorm 23 - 24 March 13 16.7
2005 Flooding - Lower Nth Island 31 March 0.6 0.8
2005 Storm damage Bay of Plenty 25 March 0.9 1.2
2005 Greymouth Tornado 10 March 9.2 11.8
2005 Rain Storm - Dunedin 07 February 5 6.4
2005 Flooding - Wellington Region 06 January 2.5 3.2
2005 Coastal erosion - Haumoana H.B. 01 March 0 0
2004 Flooding - Hawkes Bay 18 October 4.8 6.2
2004 Storms - North and South Islands 15 - 20 August 8.7 11.4
2004 Eastern Bay of Plenty Floods 17 - 19 July 17.6 23
2004 Wanganui Hailstorm 06 April 1.3 1.7
2004 Storm Damage - Lower Nth Island 15 - 16 February 112 148.3
2004 Storm Damage - North Island 20 - 21 January 0.8 1
2003 North & South Islands / Storms & Floods 03 - 04 October 2.3 3.1
2003 Lower North Island Flooding / Storm Damage 09 - 10 June 1 1.3
2002 North Island Flooding / Storm Damage 21 June 21.5 29.3
2002 Dunedin Flooding 17 January 0.3 0.4
2002 Canterbury Flooding 14 January 0.3 0.3
2002 Wellington / Wairarapa Flooding 10 January 0.6 0.8
2002 Canterbury Hail Storm 05 January 3 4.2
2001 Wellington / Wairarapa Floods 10 December 0.6 0.8
2001 Storm Damage North Island 04 November 0.5 0.7
2001 Masterton Hailstorm 07 January 1.5 2.1
2000 Canterbury Storms 12 October 9.4 13.4
2000 North Island Severe Weather 26 September 4.2 6
2000 Auckland / Coromandel Floods 03 July 7.6 11
2000 Tauranga / Eastern Bay of Plenty Floods 14 April 1.9 2.8
1999 Queenstown Lakes District Floods 01 December 46.1 67.6
1999 South Canterbury Storms 02 July 0.6 0.9
1999 Whangarei / Rotorua Floods 01 May 2.1 3.1
1999 Dargaville Floods 18 April 1.7 2.5
1999 Northland & Pukekohe Floods 22 January 5 7.4
1998 Upper North Island Storms 29 November 5 7.3
1998 North & South Islands Storms 30 October 2 2.9
1998 North & South Islands Storms 22 October 6.2 9.1
1998 North & South Island Floods / Storms 01 July 11.8 17.3
1998 Mercury Energy Crisis 01 May 10.2 15
1997 South Island Windstorms 19 December 0.2 0.3
1997 North & South Island Windstorms 01 December 2.9 4.3
1997 Southland & Otago Wind & Hail 13 November 0.4 0.6
1997 Auckland Floods 28 September 0.7 1
1997 Coromandel Floods 25 September 0.5 0.7
1997 Northland Floods 30 June 1.2 1.8
1997 Wairoa Floods 03 June 0.5 0.8
1997 Auckland Floods 24 May 3.7 5.5
1997 South Island Storms 21 January 1.1 1.6
1997 Cyclone Dreena 11 January 3.2 4.8
1996 Cyclone Fergus 30 December 1.6 2.4
1996 Weather related losses 01 December 2.1 3.1
1996 Weather related losses June & July 03 July 8.1 12.2
1995 Thames / Kaiaua Floods 18 July 2.8 4.3
1995 North & South Island Floods 02 July 4.5 6.9
1995 New Plymouth Floods 25 April 3.6 5.6
1995 Whangarei & District Floods 01 March 1.7 2.6
1994 North & South Storm / Floods 01 November 6 9.5
1994 South Canterbury Floods 19 February 1.5 2.4
1994 Hastings Hailstorm * 01 March 10.8 17.4
1993 Kaikoura Flood 24 December 7.6 12.3
1992 Canterbury Snowstorm 28 August 7 11.5
1992 Auckland Tornado 01 March 1.1 1.8
1991 Otago Floods 18 February 1.6 2.7
1991 Albany Tornado 01 May 1.5 2.5
1990 Taranaki / Wanganui Floods 08 August 1.8 3.1
1988 Greymouth Floods 01 September 13.4 25.6
1988 Manawatu Floods 25 July 2.5 4.8
1988 Greymouth Floods 01 May 3.2 6.2
1988 Cyclone Bola 08 March 37 72.1
1987 Bay of Plenty Earthquake 01 March 192 392.9
1986 North Otago / South Canterbury Floods 13 March 18.5 46.5
1986 Auckland Floods 01 January 0.4 1
1986 Nelson Floods 01 January 0.4 1
1985 South Auckland 01 May 2.9 8
1985 Thames / Coromandel / Te Aroha 01 January 5.9 15.9
1985 Wellington / Hutt Valley 01 January 1.4 3.8
1985 Auckland Floods 01 February 3.6 9.7
1985 Chatham Islands 01 January 0.8 2.1
1985 Gisborne Floods 01 January 1.7 4.6
1985 Hawkes Bay / Wairarapa 01 January 0.9 2.4
1984 Invercargill / Southland Floods 01 January 45.8 147.7
1984 Greymouth Floods 01 January 3.5 11
1984 Auckland Floods 01 January 1.8 5.6
1983 Christchurch Storm 01 January 3.5 11.5
1983 Marlborough / Golden Bay Floods 01 January 2.3 7.5
1981 Thames / Coromandel / Paeroa Floods 01 April 7 30.2
1981 Keri Keri Floods 01 March 2 8.7
1980 Onehunga Tornado 01 August 1 4.7
1980 Taieri / Otago / New Plymouth Floods 05 June 8 38.7
1980 South Island Summer Floods 17 January 2.3 11.8
1978 Otago Floods 16 October 10.3 63.5
1976 Wellington / Hutt Valley Floods 01 December 6.2 50.3
1968 Canterbury Storms 01 August 7 66.1
1968 Wahine storm 10 April 3.5 60.8
1968 Loss of Wahine 10 April 10 173.6
2020 Upper North Island Storm and Tornado 26 - 27 June Tornado, Storm 10.8*
2020 Upper North Island Flooding 17 - 20 July Flood 37.16*