Consumer Advice

Consumer Information

Overseas travel insureance

Insurance situation arising from travel
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Buying insurance

Cover your property losses
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Guidelines for resolving disputes

This is how member companies resolve disputes.
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Commercial insurance

Insure against businessesdisruption
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Liability insurance

Liability Insurance is available in a number of forms covering specific Liability risks.
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Motor insurance

Motor vehicle insurance can cover you against accidental loss or damage to your vehicle
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Personal insurance

The types of cover available under personal insurance
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Marine insurance

Cover for commercial vessels and personal pleasurecraft
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Insurance fraud

An insurance claim is considered fraudulent when it is based on facts that are simply untrue
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Personal insurance


Introduction

Personal insurance includes the following types of insurance:

  • House insurance
  • Contents insurance
  • Jewellery insurance (jewellery is normally covered by contents insurance)

Types of Cover

Accidental Damage

Protects your property against a wide range of risks, anywhere in the country. This covers you for accidental damage to and loss of your property, as well as a range of other benefits, which vary from policy to policy.

Restricted Cover

Policies which offer limited cover for named events such as flood, storm, fire, or theft. Premiums for restricted cover are usually lower than for accidental cover.

House Insurance

House insurance is designed to protect your most valuable asset - your house.
There are three types of cover available
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Contents Insurance

Contents insurance covers the contents of your home
Most contents policies have claims limits
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Frequently Asked Questions

Some questions and answers on personal insurance
Information on the not-so-obvious points in personal insurance
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Natural Disasters

Should a natural disaster affect your property
Whom to turn to, how to minimise your loss
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