Personal insurance

You can buy personal insurance for different types of cover

Accidental Damage

Protects your property against a wide range of risks, anywhere in the country. This covers you for accidental damage to and loss of your property, as well as a range of other benefits, which vary from policy to policy.

Restricted Cover

Policies which offer limited cover for named events such as flood, storm, fire, or theft. Premiums for restricted cover are usually lower than for accidental cover.

House Insurance

House insurance is designed to protect your most valuable asset - your house.
There are three types of cover available
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Reduce the chances of your property becoming a 'P' Lab

You have a 'duty of care' under your insurance policy to prevent loss or damage to your property.
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Contents insurance covers the contents of your home

Most contents policies have claims limits
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Some questions and answers on personal insurance

Information on the not-so-obvious points in personal insurance
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Should a natural disaster affect your property:

Whom to turn to, how to minimise your loss
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